Welcome to Virginia Mortgage, your one-stop source for mortgage and home loan information in Virginia. Please make a selection from the various options below to continue.
Virginia Mortgage Lenders Directory
Click here for a comprehensive directory of different mortgage lenders in the Virginia area.
How is a credit rating determined?
Information on your credit, capacity, collateral, and character; the 4 factors a mortgage lender will consider when determining your borrowing power when trying to get a home loan.
Traditional vs. Pre-Approved Mortgages
While most home buyers use the more traditional method of trying to obtain a mortgage after drafting an offer for a home, there is a better alternative available to most people - the pre-approved mortgage.
Different Mortgage Types
Not sure what different mortgages are available to home buyers? Click here for information on Fixed Rate, Adjustable Rate, and Balloon Mortgages, and how to pick which is right for you.